Car Insurance Quotes
what is Car Insurance and Insurance Quotes?
i’m not driving yet but i am taking driving lessons
and i am just searching around for a car but i don’t understand how things work.
what is car insurance?
why do we need it?
and what are quotes?
please help me!!!
thank you
much love
xx
car insurance is a legal requirement (I’m assuming your in the UK)
insurance is there to cover you against any liability you as a driver may come across and there are different levels you can pick from:
third party only:this cover only pays out for damages you cause to other vehicles,objects,or people,so if you damage your car you pay for your own repairs
third party fire and theft:
same as third party only but you will also be able to make a claim in the event of fire or theft(of or from the car)
comprehensive:this cover allows you to also claim for damage that you caused to your car being your fault or not
if you dont have any insurance you will get points on your licence and be liable for the damages out of your own pocket. the idea of insurance is in the event of an accident you are not at a financial loss for example if your car is written off you will be paid enough money so you could go and buy a replacement of that exact car again
a insurance quote is a figure that the insurance company would want you to pay for the insurance to be with them. you can have as many quotes as you like and many companies will give you better prices than others but you have to make sure you get what you need and not just go for the cheepest policy.
hope this helps and if u need any more info just let me know
House Session 2011-01-19 (19:17:39-20:20:38)
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This entry was posted on Friday, December 18th, 2009 at 4:57 am and is filed under insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.