Car Insurance Companies
Where do Car Insurance companies get your driving record in CA?
I hit a guys bumper while driving a company car a couple of years ago and I thought he filed a claim but the company took care of it and I never heard about it again. I’m getting car insurance and I pulled my driving record from the DMV and all I have is a seatbelt violation but no accidents. Is there another database somewhere that insurance companies will check or is it just your DMV record? Maybe this all got settled without insurance intervention and I dont’ want to pay higher fees if its not necessary. Am I in the clear?
Was a citation issued at the time of the accident? If not, it won’t show up in the MVD. The insurance industry also has something similar to a credit report, called the CLUE report that lists past property and casualty claims made by you. That is used as well in determining your insurability.
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This entry was posted on Monday, March 7th, 2011 at 6:12 am and is filed under insurance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.